Ask SAM: What Can I do about debt collector harassment?
July 6th, 2021 by admin
Question: Isn’t there a law against being harassed on the phone for overdue bills?
Answer: Local attorney Mike Wells said there is a reason a business may have such a policy — North Carolina’s lien law.
“If a contractor provides labor and materials which improve the real estate, the contractor has a legal claim of lien by statute on the property if the owner(s) will not pay for those services/materials,” he said in an email response. “If real estate is deeded to one party, that party’s spouse, whether the spouse is ‘on the deed’ or not, has a statutory (conditional) interest in the real estate. If the contractor asserts a lien for non-payment, the lien could be ruled invalid since all owners (or potential owners — including the other spouse) were not part of the contract authorizing the labor/materials.”
Click here to see the complete article in the Winston-Salem Journal.
Posted in: Ask SAM